In recent years many governments in the developed world have become concerned about an impending pensions crisis. Most developed countries are seeing demographic changes, with a lower percentage of the population at work, and an increasing percentage of the population being older, and retired. Governments fear that it will become difficult to pay for health [...]

Introduction: Life is stressful and hectic and so naturally you must watch out for the retirement cushion – annuity plans; nothing better than having a regular income at the time most needed. It gives you dignity and security, so do proper research to find the best annuity rates and then invest wisely for the future. [...]

Many retirees will be able to improve their income in retirement by comparing annuity quotes from several life assurance companies. It has been remarked that people will spend many hours comparing the prices on holidays and airplane flights, but only a minority compare the rates that different life assurance companies offer, something which will affect [...]

Regular smokers, people with diabetes, those who are overweight or obese, and those with a history of poor health may be able to get higher pension annuity income if they use the open market option when choosing an annuity. That option allows prospective annuitants to compare the market for the best deal, rather than being [...]

Ideally, most people want a lump sum of money waiting for them when they retire. And it would be better yet if while waiting that money can grow free of immediate taxes and be given directly to loved ones after they have passed away. Plus it could still be accessible to them as long as [...]